Provider Snapshot
gateway

NOWPayments

Non-custodial crypto payment gateway and payout infrastructure

NOWPayments is a non-custodial cryptocurrency payment gateway that helps merchants accept crypto and selected fiat-linked flows through API, invoices, widgets, subscriptions, donation tools, point-of-sale tooling, and mass payouts. It is designed for businesses that want broad coin support, auto-conversion, and wallet-first settlement without building custom crypto payment infrastructure.

Merchant fit
Crypto, Non-custodial
Primary reach
1 supported markets and 15 currencies
Acceptance surface
Cryptocurrency, Invoices, Payment Widget, Point-of-Sale

At a glance

Implementation Fit

4.3
Headquarters
Netherlands and Estonia
Settlement
Average transaction time is about 5 minutes, with final timing depending on blockchain and conversion flow
Integration
medium
Founded
Unknown

Developers

Integration surface

Everything a technical team usually needs to evaluate implementation effort.

API Type

REST

Integration Difficulty

medium

Webhooks
Sandbox
Recurring Billing
Fraud Detection
Reporting
Multi-Currency

Available SDKs

SDK details are not listed yet for this provider.

Business

Commercial model and operating profile

A clearer breakdown of pricing structure, settlement, and currency support.

Pricing Model

percentage

0.5% to 1% plus network fees

Settlement Time

Average transaction time is about 5 minutes, with final timing depending on blockchain and conversion flow

Pricing Details

NOWPayments states a 0.5% service fee for payments without exchange and 1% for multi-currency, fixed-rate, or fee-paid-by-user flows, plus blockchain network fees.

Supported Currencies

BTCETHUSDTUSDCXRPLTCUSDEURGBPCAD+5 more

Capabilities

Core product features

Key merchant-facing functions that usually matter during provider comparison.

Recurring Billing
Invoicing
Mobile SDK
Fraud Detection
Reporting & Analytics
Multi-Currency

Acceptance

Supported payment methods

A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.