Provider Snapshot
platform

Paytm

India's leading digital payment platform

Paytm (Pay Through Mobile) is India's largest digital payments platform and financial services company. Founded in 2010, it offers mobile payments, e-commerce, banking, and financial services to over 350 million users.

Merchant fit
Mobile Payments, UPI
Primary reach
3 supported markets and 3 currencies
Acceptance surface
UPI, Credit Card, Debit Card, Net Banking

At a glance

Implementation Fit

4.3
Headquarters
Noida, India
Settlement
T+1 to T+3 business days
Integration
easy
Founded
2010

Developers

Integration surface

Everything a technical team usually needs to evaluate implementation effort.

API Type

REST

Integration Difficulty

easy

Webhooks
Sandbox
Recurring Billing
Fraud Detection
Reporting
Multi-Currency

Business

Commercial model and operating profile

A clearer breakdown of pricing structure, settlement, and currency support.

Pricing Model

percentage

1.99% - 2.5%

Settlement Time

T+1 to T+3 business days

Pricing Details

UPI transactions have lower fees. Credit card transactions may have higher rates.

Supported Currencies

INRJPYCAD

Capabilities

Core product features

Key merchant-facing functions that usually matter during provider comparison.

Recurring Billing
Invoicing
Mobile SDK
Fraud Detection
Reporting & Analytics
Multi-Currency

Acceptance

Supported payment methods

A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.