Provider Snapshot
platform

Razorpay

India's leading payment gateway

Razorpay is India's leading full-stack financial solutions company, offering payment gateway, banking, and business banking solutions. Razorpay enables businesses to accept, process, and disburse payments with its product suite. It supports 100+ payment methods including credit cards, debit cards, UPI, wallets, and net banking. Trusted by over 8 million businesses in India.

Merchant fit
India, UPI
Primary reach
3 supported markets and 6 currencies
Acceptance surface
Credit Card, Debit Card, UPI, Net Banking

At a glance

Implementation Fit

4.7
Headquarters
Bangalore, India
Settlement
T+2 to T+7 days
Integration
easy
Founded
2014

Developers

Integration surface

Everything a technical team usually needs to evaluate implementation effort.

API Type

REST

Integration Difficulty

easy

Webhooks
Sandbox
Recurring Billing
Fraud Detection
Reporting
Multi-Currency

Business

Commercial model and operating profile

A clearer breakdown of pricing structure, settlement, and currency support.

Pricing Model

percentage

2%

Settlement Time

T+2 to T+7 days

Pricing Details

2% per transaction for domestic payments. International cards have higher fees. No setup fees or annual maintenance charges.

Supported Currencies

INRUSDEURGBPSGDMYR

Capabilities

Core product features

Key merchant-facing functions that usually matter during provider comparison.

Recurring Billing
Invoicing
Mobile SDK
Fraud Detection
Reporting & Analytics
Multi-Currency

Acceptance

Supported payment methods

A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.