Provider Snapshot
wallet

Alipay

Leading digital payment platform in China

Alipay is a third-party mobile and online payment platform, established in Hangzhou, China in 2004 by Alibaba Group. It is the world's largest mobile payment platform with over 1 billion users globally.

Merchant fit
Mobile Payments, QR Code
Primary reach
19 supported markets and 15 currencies
Acceptance surface
QR Code, Mobile App, Online Payment, In-Store Payment

At a glance

Implementation Fit

4.5
Headquarters
Hangzhou, China
Settlement
T+1 to T+3 business days
Integration
medium
Founded
2004

Developers

Integration surface

Everything a technical team usually needs to evaluate implementation effort.

API Type

REST

Integration Difficulty

medium

Webhooks
Sandbox
Recurring Billing
Fraud Detection
Reporting
Multi-Currency

Available SDKs

Business

Commercial model and operating profile

A clearer breakdown of pricing structure, settlement, and currency support.

Pricing Model

percentage

1.2% - 3.5%

Settlement Time

T+1 to T+3 business days

Pricing Details

Fees vary by region and transaction type. Domestic transactions in China have lower fees.

Supported Currencies

CNYUSDEURGBPHKDSGDMYRTHBPHPIDR+5 more

Capabilities

Core product features

Key merchant-facing functions that usually matter during provider comparison.

Recurring Billing
Invoicing
Mobile SDK
Fraud Detection
Reporting & Analytics
Multi-Currency

Acceptance

Supported payment methods

A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.