Country Market Guide

United States

North America

The United States has the world's most mature and diverse payment ecosystem. Credit and debit cards dominate, with Visa and Mastercard being the most widely accepted. Digital wallets like Apple Pay, Google Pay, and PayPal are increasingly popular. ACH bank transfers, wire transfers, and emerging payment methods like Buy Now Pay Later (BNPL) are also common. The US market offers the widest selection of payment providers and gateways.

Credit CardDebit CardApple PayGoogle PayPayPal
Region
North America
Country Code
US
Linked Providers
30

At a glance

Market Snapshot

Coverage mix
Platform 10Processor 8Gateway 7
Research focus

Use this page to compare providers with explicit United States coverage, then branch into each provider profile for API, pricing model, and payment method detail.

Payment Landscape in United States

Compare the providers explicitly mapped to this market, then use the method and regional context below to narrow the shortlist.

Market signals
10 common methods tracked

Payment Providers Available in United States

30 payment service providers support businesses in United States

platform

Dwolla

1 markets supported

4.5

Unified ACH and real-time bank payments through one API

ACHReal-time Payments
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gateway

Payanywhere

1 markets supported

4.1

Payment gateway and checkout solution

CheckoutUnited States
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processor

Shift4

1 markets supported

4.1

Payment infrastructure and merchant services platform

Merchant ServicesUnited States
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processor

Digital River

1 markets supported

4

Payment services for online and in-store commerce

Merchant ServicesUnited States
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processor

First Data

1 markets supported

4

POS payments for merchants and platforms

Point-of-SaleMerchant Services
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L
processor

Leaf Holdings

1 markets supported

4

POS payments for merchants and platforms

Point-of-SaleMerchant Services
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processor

PlaySpan

1 markets supported

4

Payment services for online and in-store commerce

Merchant ServicesUnited States
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processor

Heartland Payment Systems

1 markets supported

U.S. payments, POS, and online acceptance for growing businesses

United StatesSMB
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gateway

Authorize.Net

2 markets supported

4.4

Payment gateway and business payment tools from Visa

VisaSMB
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gateway

Chase Paymentech

2 markets supported

4.2

Payment gateway and checkout solution

CheckoutMulti-country
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platform

Creditcall

2 markets supported

4.1

Online, POS, mobile payments for merchants and platforms

Online PaymentsMobile Payments
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processor

Xsolla

2 markets supported

4.1

Payment services for online and in-store commerce

Merchant ServicesMulti-country
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platform

Paya

3 markets supported

4.1

Online, POS payments for merchants and platforms

Online PaymentsPoint-of-Sale
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gateway

Afterpay

5 markets supported

4.3

Payment gateway and checkout solution

CheckoutMulti-country
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platform

Square

8 markets supported

4.6

Start, run, and grow your business

Point-of-SaleSmall Business
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platform

Paysafe Group

9 markets supported

4.3

Online, POS, mobile, MO/TO payments for merchants and platforms

Online PaymentsMobile Payments
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wallet

Apple Pay

30 markets supported

4.7

Simple, secure, and private payments

Mobile PaymentsNFC
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wallet

WeChat Pay

18 markets supported

4.6

China's leading mobile payment solution

Mobile PaymentsQR Code
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wallet

Google Pay

27 markets supported

4.5

Fast, simple way to pay online and in stores

Mobile PaymentsNFC
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wallet

Alipay

19 markets supported

4.5

Leading digital payment platform in China

Mobile PaymentsQR Code
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gateway

Amazon Pay

16 markets supported

4.4

Shop and pay with Amazon

E-commerceDigital Wallet
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platform

Stripe

43 markets supported

4.8

Payment infrastructure for the internet

API-firstDeveloper-friendly
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platform

Adyen

35 markets supported

4.7

The payment platform built for growth

EnterpriseGlobal
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platform

Checkout.com

23 markets supported

4.6

The payments platform built for performance

PerformanceGlobal
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platform

PayPal

48 markets supported

4.5

The safer, easier way to pay and get paid online

TrustedGlobal
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gateway

Braintree

20 markets supported

4.5

A PayPal service for seamless payments

PayPalDeveloper-friendly
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platform

Klarna

19 markets supported

4.4

Smoooth payments and shopping

BNPLShopping
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processor

Worldpay

27 markets supported

4.3

Payments designed for your business

EnterpriseGlobal
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wallet

Skrill

23 markets supported

4.1

Digital wallet for online payments worldwide

Digital WalletMoney Transfer
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A
gateway

Atos

1 markets supported

4.4

Online payments for merchants and platforms

Online PaymentsCheckout
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Popular Payment Methods in United States

What to compare

Check whether each provider here offers the payment methods your local checkout actually needs.

Use provider profiles to validate API style, sandbox support, settlement timing, and pricing model.

Keep regional expansion in mind if you expect to serve nearby markets from the same integration.

Other Countries in North America