Heartland Payment Systems
U.S. payments, POS, and online acceptance for growing businesses
Heartland Payment Systems is a U.S.-focused payments and business technology provider under Global Payments. Its offering spans in-person payment processing, online payments, billing and invoicing, POS, virtual terminal workflows, and open API integrations for software partners and merchants that need card, ACH, and wallet acceptance.
At a glance
Implementation Fit
Developers
Integration surface
Everything a technical team usually needs to evaluate implementation effort.
API Type
REST
Integration Difficulty
medium
Available SDKs
SDK details are not listed yet for this provider.
Business
Commercial model and operating profile
A clearer breakdown of pricing structure, settlement, and currency support.
Pricing Model
hybrid
Starts at 2.6% + 10c for in-person transactions
Settlement Time
Instant, same-day, or next-day funding depending on configuration
Pricing Details
Heartland publishes starting rates for some payment plans, but final pricing varies by channel, hardware, and merchant configuration.
Supported Currencies
Capabilities
Core product features
Key merchant-facing functions that usually matter during provider comparison.
Acceptance
Supported payment methods
A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.