Provider Snapshot
platform

Klarna

Smoooth payments and shopping

Klarna is a leading global payments and shopping service, providing smarter and more flexible shopping and payment solutions to 150 million active consumers across more than 500,000 merchants in 45 countries. Klarna offers direct payments, pay after delivery options, and installment plans. Known for its 'Buy Now, Pay Later' service, Klarna has revolutionized the online shopping experience.

Merchant fit
BNPL, Shopping
Primary reach
19 supported markets and 12 currencies
Acceptance surface
Pay Now, Pay Later, Slice It (Installments), Credit Card

At a glance

Implementation Fit

4.4
Headquarters
Stockholm, Sweden
Settlement
2-7 business days
Integration
medium
Founded
2005

Developers

Integration surface

Everything a technical team usually needs to evaluate implementation effort.

API Type

REST

Integration Difficulty

medium

Webhooks
Sandbox
Recurring Billing
Fraud Detection
Reporting
Multi-Currency

Available SDKs

Business

Commercial model and operating profile

A clearer breakdown of pricing structure, settlement, and currency support.

Pricing Model

percentage

Settlement Time

2-7 business days

Pricing Details

Custom pricing based on business size and transaction volume. Typically 3-5% per transaction. Contact sales for quote.

Supported Currencies

USDEURGBPSEKNOKDKKCHFPLNCZKAUD+2 more

Capabilities

Core product features

Key merchant-facing functions that usually matter during provider comparison.

Recurring Billing
Invoicing
Mobile SDK
Fraud Detection
Reporting & Analytics
Multi-Currency

Acceptance

Supported payment methods

A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.