Paddle
Merchant of record infrastructure for software companies
Paddle is an API-first merchant of record platform for software, SaaS, app, and digital product companies. It combines payments, subscription billing, tax and sales compliance, fraud tooling, checkout localization, and revenue operations into a single stack so merchants do not need to assemble and maintain separate payment infrastructure across markets.
At a glance
Implementation Fit
Developers
Integration surface
Everything a technical team usually needs to evaluate implementation effort.
API Type
REST
Integration Difficulty
medium
Available SDKs
Business
Commercial model and operating profile
A clearer breakdown of pricing structure, settlement, and currency support.
Pricing Model
hybrid
Settlement Time
Monthly payouts; created on the 1st and sent by the 15th, with arrival typically taking up to 3 working days
Pricing Details
Commercial terms depend on product mix, billing setup, and sales volume. Paddle positions itself as a merchant of record with payments, tax, and compliance bundled into the platform.
Supported Currencies
Capabilities
Core product features
Key merchant-facing functions that usually matter during provider comparison.
Acceptance
Supported payment methods
A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.